The Trailblazing Journey of Mr. Rajesh Kotha: Pioneering AI and Fintech Innovation
With over 13 years of pioneering work in software engineering and AI, Mr. Rajesh Kotha has made significant strides in transforming the landscape of financial technology and enterprise innovation. In recognition of his outstanding contributions to technology and society, the Indian Achievers Forum has honored him with the “International Achievers’ Award, 2025—a fitting tribute to his enduring vision and transformative leadership.
As a Software Development Engineering Advisor at Fiserv, he has led high-impact projects integrating AI, cloud infrastructure, and secure payment systems. Notably, he played a critical role in launching Tap to Pay on iPhone and Android via the CloverGo App and Fiserv SDK, impacting businesses across the U.S., Asia-Pacific, and LATAM. This initiative has enabled small and mid-sized businesses to accept contactless payments, contributing to over $500 million in transaction volumes and expanding financial inclusion globally.
In addition, his development of AI-powered chatbots has revolutionized customer service by utilizing Natural Language Processing (NLP) and intelligent automation to streamline customer interactions. This has significantly improved operational efficiency and customer satisfaction, reinforcing the potential of AI to elevate business processes.
Beyond his professional work, he has authored numerous articles on AI, fintech, and cloud technologies, published in respected international journals. His research has advanced the academic understanding of these fields and influenced industry practices. As an editorial board member for several leading journals, he plays a key role in shaping the future of technology through collaboration with academia and industry.
His work also includes the creation of impactful internal platforms such as Cloud Acceleration Center (CAC) and FOES, which have delivered significant operational savings and advanced Fiserv’s cloud strategy. His mentorship, thought leadership, and dedication to innovation demonstrate his ongoing commitment to advancing technology and creating lasting change.
His career exemplifies the intersection of deep technical expertise, visionary leadership, and impactful innovation, shaping a future driven by AI and fintech.

