A Catalyst of Change in Digital Banking and Fintech Innovation
Pulkit Singhal stands as a force multiplier in India’s digital banking and fintech evolution—a transformational leader whose career is defined by vision, velocity, and value creation. With over 18 years of high-impact leadership, he has consistently driven enterprise-scale digital reinvention, reshaping how financial institutions design, deploy, and deliver technology-led growth.
Anchored in a strong academic foundation in electronic technology, Singhal blends intellectual rigor with real-world execution. This rare combination has empowered him to master the complex DNA of digital banking, from core banking solutions (CBS) and payments ecosystems to regulatory-grade architectures that scale with confidence. His journey across India’s most dynamic fintech and banking institutions has sharpened his ability to decode complexity and convert it into competitive advantage.
Since March 2025, as SVP – Technology at RUGR, Singhal has been steering connected banking innovation, orchestrating product engineering and technology delivery with precision and purpose. His leadership footprint spans marquee organizations such as IndusInd Bank, Paytm Payments Bank, Wipro, Infosys, and Mahindra Satyam—where he galvanized cross-functional teams to build resilient, future-ready financial platforms.
Singhal’s expertise cuts deep: CBS migrations, digital lending systems, payment gateway architectures, and compliance-first frameworks. His solutions are not theoretical—they are battle-tested, delivering measurable gains in operational efficiency, risk resilience, and customer experience. Every initiative reflects his obsession with outcomes, not optics.
Beyond technology, Pulkit Singhal is a strategic bridge-builder, aligning business ambition with execution excellence. He champions collaborative innovation, empowering teams to create customer-centric, regulator-ready banking solutions. Armed with RBI-certified cyber security expertise, CAIIB Risk Management, CDPO, CCLP, and Harvard finance credentials, his career embodies one truth: transformational fintech leadership demands both technical depth and bold strategic vision.
