AFIML helps banks and other credit lenders to form a risk free loan portfolio. Our presence in the field and artificial intelligence tools allow us to assist us to extend our hand to our customers who include borrowers as well as lenders like banks and other financial institutions to smoothen the financial inclusion process. We aim to make the credit a way to create assets than to create a liability.

Through M-FinTech Platform we ensure profitable and secured business solution with over 30% of ROI with greater efficiency & visibility.

M-FinTech Platform is managing a Portfolio of Unsecured Loans over 250cr in which we do not have any Default of Payment or NPA.

The strategic infrastructure specialists Aarohiinfo has been at the forefront of strategic infrastructure in India. The company devises diverse processes, products and technologies under strategic infrastructure for the banking and education sectors. Aarohiinfo has made a significant contribution to these 2 sectors with its expertise and valuable insights. The company devised a unique technological solution for the banking sector. It has remarkably assisted in being an interface between unserved people and the bank. Their prowess in the education sector has been remarkable too. Their creation of an effective academic process under education specific strategic infrastructure has played a key role to compile insightful course content for the students. Moreover, the first-ever technology that enables to monitor the academics in real time has been credited to Aarohiinfo. A similar kind of system is in place for the banking sector. These developed technologies were initially implemented in their own microfinance institutions like SSD Multistate Cooperative Credit Society and its own education institutions. Once fully assured with its efficiency and performance, the same had been implemented for their clients.

Additionally we have SSD Multistate Co-Operative Credit Society for Investment Banking and Micro Banking Infrastructure Utilization with other Banks and financial institutes. And in concern with Farmers issues we have Samarth Sarthi Foundation that connects with farmers and pay them higher cost providing agriculture things and consulting.

Changing ‘one million’ lives The company envisions to benefit one million banking customers and one million students through its strategic infrastructure technology. Aarohiinfo aims to achieve the one million target till 2021. Moreover, the company’s major achievement has been maintenance of 400+ crore portfolio in unsecured banking. It has been adding to the flourishing the people under this portfolio. Till date, not a single customer has been defaulted in over 25 banks using the strategic infrastructure technology with 1.5 lakh customer base.

Creating entrepreneurs, creating markets, creating employment and creating wealth is the ultimate goal. We have not only given micro credits to the needy women, but, have created entrepreneurs and supported them to succeed in business. We also care about their health and hold free health check up and guidance camps for our women members in their areas.

Being in the Finance industry, reliability and accuracy are the most important deliverables for us. Additionally we do a separate vertical in Education field. This Ecosystem is instituted for the graduate students to reinforce their Career objectives and opportunities by providing rigorous industry-relevant programs designed and delivered in collaboration with distinguished faculty and industry. We are the only one to offer pre-placement for students with headhunting bidding system in education  industry, about 95% of students are placed internationally.

The company’s focus has been on the microfinance sector. Its mission is to provide the cooperative banks with the new-age technology thereby support its entire banking structure. Aarohiinfo aims to decrease the cost of funds and devise solutions to increase the cost of lending or credit.

Furthermore, the company has carved a niche in the education sector. A 95 percent of people have placed overseas through its free placement cell. This is the company’s great accomplishment in itself. Aarohiinfo is the one and only company to have a free placement cell. This system has been instrumental in increasing the core competency of the candidate and thereby enhancing their earnings.